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"Index" [2019] ELECD 2507; in Brown, Sarah (ed), "The Regulation of Consumer Credit" (Edward Elgar Publishing, 2019) 227

Book Title: The Regulation of Consumer Credit

Editor(s): Brown, Sarah

Publisher: Edward Elgar Publishing

Section Title: Index

Number of pages:

Extract:

Index
Ability to Repay Rule (US) 181­4 Business Protection from Misleading
access to credit Marketing Regulations 2008 (UK)
attitudes to, US 133­4 129
interest rate caps and restrictions,
influence of 174­5 Calder, Lendol 9, 21­2, 35
moral right, whether 65 cancellation rights 194­6, 218
small business borrowers, for 132­3 check trading 11
vulnerable consumers, and 30 common law
accommodation loans 164 consumer relationships, and 189­91
accountability 97, 120, 150­51 see also remedies
creditor responsibility, and cancellation rights 194­6, 218
advertising, misleading 129 generally 213­14
advisory and education services rescission 194­5, 218
duties of care, and 189­90, 189­91 Community Development Financial
financial capability, role in 55­7 Institutions (CDFIs) 66, 143­4
policy developments 56­7, 140­41 Community Reinvestment Act 1977 (US)
affordability assessments 62­3, 181­4, 28, 65­6, 107, 132­3, 197
188 comparative law 4­5
alternative dispute resolution 193­4, 214 competence 146 see also consumer
American Dream 9, 23, 32­3, 35­6, 69, responsibility
77, 133­4 competition 38­9, 76­8
annual percentage rates (APR) 167, 172, ability to pay assessments, and
177­8 182­4
arbitration 193­4, 214 consumer empowerment conflicts
armed forces, loan protection 28, 94, 53­4
104, 139 regulatory promotion of 80, 84­6
unfairness, interpretation of 212­13
Banking Act 1933 (US) 26­7 Competition and Markets Authority
Basel Committee on Banking (UK) 85­6
Supervision 67­8 CONC 17, 126, 179, 181, ...