If, on a day, the sum of the instalments of trade support loan:
(a) that have been paid to the person; and
(b) that are to be paid to the person in relation to an instalment period of the person in accordance with section 23;
totals the lifetime limit, then:
(c) the person ceases to be qualified for trade support loan immediately after that day; and
(d) the person cannot again qualify for trade support loan (even if the lifetime limit is increased after that day).