Class of insurance | Way apportioned | ||
1 | Aviation non-ownership liability | State in which the insured person resides | |
2 | Aviation hull, aviation hull third party property liability and aviation hull personal liability— | ||
(a) high capacity regular public transport aircraft | Number of take-offs and landings in the previous year in each State for all aircraft covered by the policy (whether operated by the insured person or by a subsidiary) | ||
(b) another aircraft | State in which the aircraft is usually located or stored in a hangar (whether operated by the insured person or by a subsidiary) | ||
3 | Bloodstock | State in which the bloodstock is usually located | |
4 | Boiler explosion | Value of property or sum insured or exposure level for each State | |
5 | Burglary | Value of property or sum insured or exposure level for each State | |
6 | Business interruption | Reasonably estimated profit revenue, fees, rent or other business measurement factor for each State | |
7 | Care, custody and control of bloodstock | State in which the bloodstock is usually located | |
8 | Cash in transit | Number of premises or value of property or sum insured or exposure level for each State | |
9 | Company reimbursement | Estimated salaries and wages or number of persons working in each State | |
10 | Comprehensive crime policy | Estimated salaries and wages or number of persons working in each State | |
11 | Contract works | Value of property or sum insured or exposure level for each State | |
12 | Contractors risk | Value of property or sum insured or exposure level for each State | |
13 | Crop | Value of property or sum insured or exposure level for each State | |
14 | Deterioration of stock | Value of property or sum insured or exposure level for each State | |
15 | Directors and officers | Estimated turnover, sales or number of persons working in each State | |
16 | Disability— | ||
(a) individual | State in which the business is registered or State in which the insured person resides | ||
(b) group | State in which the business is registered or State in which the insured person resides | ||
17 | Fidelity guarantee | Estimated salaries and wages or number of persons working in each State | |
18 | Fire | Value of property or sum insured or exposure level for each State | |
19 | General property | Value of property or sum insured or exposure level for each State | |
20 | Home building and contents | Value of property or sum insured or exposure level for each State | |
21 | Industrial special risk— | ||
(a) property | Value of property or sum insured or exposure level for each State | ||
(b) consequential loss | Reasonably estimated profit revenue, fees, rent or other business measurement factor for each State | ||
22 | Legal expense insurance | Estimated salaries and wages or number of persons working in each State | |
23 | Livestock | State in which the livestock is usually located | |
24 | Loss of profits | Reasonably estimated profit revenue, fees, rent or other business measurement factor for each State | |
25 | Machinery breakdown (including computers and engineering) | Value of property or sum insured or limit of liability declared for each State | |
26 | Marine— | ||
(a) builders risk | Value of property or sum insured or exposure level for each State | ||
(b) carriers legal liability, charterers liability and hull liability for coastal and international shipping | State which is the predominant location of the vessel | ||
(c) private pleasure craft | State in which the vessel is registered or State in which the insured person resides | ||
27 | Medical indemnity | Subscriptions paid in each State | |
28 | Money | Number of premises or value of property or sum insured or exposure level for each State | |
29 | Mortgage insurance— | ||
(a) if security consists of 2 or more properties located in different States | Value of property located in each State | ||
(b) otherwise | State in which the property is usually located | ||
30 | Motor vehicle, including extended warranty insurance— | ||
(a) commercial motor vehicle | State in which vehicle is registered or taken to be registered | ||
(b) private use motor vehicle | State in which vehicle is usually located or stored in a garage | ||
(c) federal interstate motor vehicle | State in which vehicle is registered or taken to be registered | ||
(d) unregistered motor vehicle | State in which vehicle is usually located or stored in a garage | ||
31 | Non-appearance—entertainment industry | Ticket sales in each State | |
32 | Occupational—professional indemnity | Estimated salaries and wages, or number of persons working, in each State or reasonably estimated profit revenue, fees or rent for each State | |
33 | Personal accident and illness— | ||
(a) individual | State in which the business is registered or State in which the insured person resides | ||
(b) group | State in which the business is registered or State in which the insured person resides | ||
34 | Personal liability— | ||
(a) individual | State in which the insured person resides | ||
(b) business | State in which the business is registered | ||
35 | Personal property | Value of property or sum insured or exposure level for each State | |
36 | Pluvius | Value of property or sum insured or exposure level for each State | |
37 | Public liability, product liability or broadform | Estimated salaries and wages, or number of persons working, in each State or floor area units, turnover or sales, number of premises or rent for each State | |
38 | Railway property or public liability | Number of kilometres travelled by the rolling stock in each State in the 12-month period immediately before the insurance policy’s inception or renewal | |
39 | Sprinkler leakage | Value of property or sum insured or exposure level for each State | |
40 | Strata unit | Value of property or sum insured or exposure level for each State | |
41 | Title insurance | State in which the property is located | |
42 | Trade credit policies | Estimated turnover or sales in each State | |
43 | Travel— | ||
(a) outbound from Australia, including baggage— | |||
(i) individual | State in which the insured person resides | ||
(ii) business | State in which the business is registered | ||
(b) within Australia— | |||
(i) individual | State in which the insured person resides | ||
(ii) business | State in which the business is registered |