Western Australian Repealed Acts

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This legislation has been repealed.

CONSUMER CREDIT (WESTERN AUSTRALIA) CODE - NOTES

Notes

1 This is a compilation of the Consumer Credit (Western Australia) Code 2and includes the amendments made by the other written laws referred to in the following table.

Compilation table

Short title

Number and year

Assent

Commencement

Consumer Credit (Western Australia) Code

9 Jul 2003 (see s. 2 of the Consumer Credit (Western Australia) Amendment Act 2003 and Gazette 9 Jul 2003 p. 2735)

Consumer Credit (Western Australia) Code Amendment Order 2006 3 published in Gazette 27 Jun 2006 p. 2282-3

27 Jun 2006

Consumer Credit (Western Australia) Code Amendment Order (No. 2) 2006 3 published in Gazette 29 Sep 2006 p. 4243-9

9 Oct 2006 (see cl. 2 and Qld SL 248, 2006 published 6 Oct 2006)

Consumer Credit (Western Australia) Code Amendment Order 2007 4 published in Gazette 6 Jul 2007 p. 3386-7

6 Jul 2007

This Code was repealed by the Credit (Commonwealth Powers) (Transitional and Consequential Provisions) Act 2010 s. 4 (No. 14 of 2010) as at 1 Jul 2010 (see s. 2(b) and Gazette 30 Jun 2010 p. 3185)

2 The Consumer Credit (Western Australia) Code was originally set out in the Appendix to the Consumer Credit (Western Australia) Act 1996. It came into operation on 1 November 1996. On 9 July 2003 the Appendix was repealed by the Consumer Credit (Western Australia) Amendment Act 2003 s. 14.

Section 5(1) of the Consumer Credit (Western Australia) Act 1996 applies the Consumer Credit Code set out in the Appendix to the Consumer Credit (Queensland) Act 1994 (as in force on 9 July 2003) as a law of Western Australia.

It applies, as amended by Part 5 of the WA Act. The Code, as applied and amended, may be cited as the Consumer Credit (Western Australia) Code.

If the Consumer Credit Code of Queensland is amended, the Governor may, by order under section 5(2) of the WA Act, amend the Consumer Credit (Western Australia) Code.

3 Note: A draft Order (the Consumer Credit (Western Australia) Code Amendment Order 2006) containing this provision was approved by the Legislative Assembly on 18 May 2006 (see Hansard p. 2865-6) and by the Legislative Council on 1 June 2006 (see Hansard p. 3398-9).

4 Note: A draft of this order was approved by the Legislative Assembly on 13 June 2007 and by the Legislative Council on 27 June 2007.

Defined terms

[This is a list of terms defined and the provisions where they are defined. The list is not part of the law.]

Defined term Provision(s)
acceleration clause Sch. 1 cl. 1(1)
Act Sch. 2 cl. 12(1)
adult Sch. 2 cl. 12(1)
affidavit Sch. 2 cl. 12(1)
amend Sch. 2 cl. 12(1)
amount of credit Sch. 1 cl. 1(1)
annual percentage rate 25(1), Sch. 1 cl. 1(1)
appoint Sch. 2 cl. 12(1)
Australia Sch. 2 cl. 12(1)
business day Sch. 2 cl. 12(1)
calendar month Sch. 2 cl. 12(1)
calendar year Sch. 2 cl. 12(1)
cash price Sch. 1 cl. 1(1)
commencement Sch. 2 cl. 12(1)
commencement day 185(2)
commission Sch. 1 cl. 1(1)
Commonwealth Sch. 2 cl. 12(1)
comparison rate schedule 146C
compulsory insurance Sch. 1 cl. 1(1)
confer Sch. 2 cl. 12(1)
consumer credit insurance Sch. 1 cl. 1(1)
consumer credit product 146C
consumer lease Sch. 1 cl. 1(1)
continuing credit contract Sch. 1 cl. 1(1)
contract Sch. 1 cl. 1(1)
contract document Sch. 1 cl. 1(1)
contravene Sch. 2 cl. 12(1)
contravention 113A(3)
country Sch. 2 cl. 12(1)
Court Sch. 1 cl. 1(1)
credit Sch. 1 cl. 1(1)
credit advertisement 146C
credit contract Sch. 1 cl. 1(1)
credit fees and charges Sch. 1 cl. 1(1)
credit provider Sch. 1 cl. 1(1)
credit-related insurance contract Sch. 1 cl. 1(1)
daily percentage rate 25(1), Sch. 1 cl. 1(1)
date Sch. 1 cl. 1(1)
date of assent Sch. 2 cl. 12(1)
debtor Sch. 1 cl. 1(1)
default notice Sch. 1 cl. 1(1)
default rate 25(1), Sch. 1 cl. 1(1)
definition Sch. 2 cl. 12(1)
dispose Sch. 1 cl. 1(1)
document Sch. 2 cl. 12(1)
electronic communication Sch. 2 cl. 12(1)
enforcement expenses Sch. 1 cl. 1(1)
enforcement proceedings Sch. 1 cl. 1(1)
estate Sch. 2 cl. 12(1)
existing credit contract 37(2)
expire Sch. 2 cl. 12(1)
external Territory Sch. 2 cl. 12(1)
fail Sch. 2 cl. 12(1)
finance broker 146C
financial year Sch. 2 cl. 12(1)
foreign country Sch. 2 cl. 12(1)
function Sch. 2 cl. 12(1)
Gazette Sch. 2 cl. 12(1)
Gazette notice Sch. 2 cl. 12(1)
gazetted Sch. 2 cl. 12(1)
goods Sch. 1 cl. 1(1)
goods mortgage Sch. 1 cl. 1(1)
Government Consumer Agency Sch. 1 cl. 1(1)
Government Printer Sch. 2 cl. 12(1)
guarantee Sch. 1 cl. 1(1)
guarantee document Sch. 1 cl. 1(1)
guarantor Sch. 1 cl. 1(1)
individual Sch. 2 cl. 12(1)
information system Sch. 2 cl. 12(1)
insert Sch. 2 cl. 12(1)
insolvent Sch. 1 cl. 1(1)
instrument Sch. 2 cl. 12(1)
interest Sch. 2 cl. 12(1)
internal Territory Sch. 2 cl. 12(1)
Jervis Bay Territory Sch. 2 cl. 12(1)
jurisdiction Sch. 1 cl. 1(1)
key requirement Sch. 1 cl. 1(1)
land Sch. 1 cl. 1(1)
linked credit provider Sch. 1 cl. 1(1)
make Sch. 2 cl. 12(1)
merchant service agreement Sch. 1 cl. 1(1)
minor Sch. 2 cl. 12(1)
modification Sch. 2 cl. 12(1)
month Sch. 2 cl. 12(1)
mortgage Sch. 1 cl. 1(1)
mortgage document Sch. 1 cl. 1(1)
mortgagor Sch. 1 cl. 1(1)
name 146C
named month Sch. 2 cl. 12(1)
Northern Territory Sch. 2 cl. 12(1)
number Sch. 2 cl. 12(1)
oath Sch. 2 cl. 12(1)
office Sch. 2 cl. 12(1)
officer 183(4)
omit Sch. 2 cl. 12(1)
ordinary meaning Sch. 2 cl. 8(1)
party Sch. 2 cl. 12(1)
penalty Sch. 2 cl. 12(1)
penalty unit Sch. 1 cl. 1(1)
person Sch. 2 cl. 12(1)
power Sch. 2 cl. 12(1)
prescribed Sch. 2 cl. 12(1)
printed Sch. 2 cl. 12(1)
proceeding Sch. 2 cl. 12(1)
property Sch. 2 cl. 12(1)
provision Sch. 2 cl. 12(1)
purchaser Sch. 1 cl. 1(1)
record Sch. 2 cl. 12(1)
reference rate Sch. 1 cl. 1(1)
regulation Sch. 1 cl. 1(1)
repeal Sch. 2 cl. 12(1)
retained credit fees and charges Sch. 1 cl. 1(1)
sale contract Sch. 1 cl. 1(1)
services Sch. 1 cl. 1(1)
short term credit 185(2)
sign Sch. 2 cl. 12(1)
statutory declaration Sch. 2 cl. 12(1)
statutory instrument Sch. 2 cl. 12(1)
strata corporation Sch. 1 cl. 1(1)
supplier Sch. 1 cl. 1(1)
supply Sch. 1 cl. 1(1)
swear Sch. 2 cl. 12(1)
termination Sch. 1 cl. 1(1)
the Code Sch. 2 cl. 12(2)
tied continuing credit contract Sch. 1 cl. 1(1)
tied loan contract Sch. 1 cl. 1(1)
unpaid balance 25(1), Sch. 1 cl. 1(1)
unpaid daily balance 25(1), Sch. 1 cl. 1(1)
word Sch. 2 cl. 12(1)
writing Sch. 2 cl. 12(1)



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